B.N. APPRAISALS INCORPERATED
B.N. Appraisals, Inc. is a provider of residential real estate valuations primarily for legal purposes and for the mortgage lending marketplace on a case-by-case basis. As a lender and manager between 1996 and 2002 and as an appraiser since 2002, Bob’s years of experience in management, the mortgage industry, and the valuation profession, Bob’s skills have provided B.N. Appraisals Inc. a proven track record in providing accurate valuations at a reasonable cost; delivering accurate appraisal reports in a reasonable time frame.
B.N. Appraisals, Inc. was established in 2007 and is owned by Robert “Bob” Mossuto Jr.
After retiring from a successful 22-year career in the US Army in 1996, Bob entered the real estate industry and has since worked as a loan originator with World Savings and Loan and Pacific Mortgage Corporation, as a property manager for Holkhold Developments, and began appraising residential real estate as an apprentice in 2002 with Berg Appraisal Service PC in Spokane, WA. After receiving his state certification in 2006, Bob requested and was accepted for placement on the Federal Housing Authority (FHA) roster. In 2007 B.N. Appraisals, Inc. was approved by the state of Washington and the company began operation in May 2007. After a decline in appraisal demand in the greater Spokane WA area, the company was moved to Seattle WA in September 2008 and successfully operated there for 5 years. The company was moved to Grays Harbor County, WA in 2013 and is now located in Ocean Shores WA.
My philosophy is that of honesty, integrity, and hard work. I believe every appraisal is individually important to the client, buyer, and/or seller and I take the necessary time to complete each appraisal to the best of my ability. I do not “mass produce” appraisals. Instead, I take the required time to properly research, inspect, re-research, and write a complete, comprehensive report with the most current market data available, using the most up to date appraisal valuation tools. Because this takes more time, I only commit to performing 3 to 4 assignments a week and request compensation that is reasonable and customary, as provided for by U.S. Code. With over 5,000 valuations completed, this philosophy has proven successful over the years. There have been no disciplinary actions filed against me or my appraisal company since I began performing residential valuations in 2002. Another plus is I have attended court hearings and been placed on the stand, successfully defending valuations performed for legal purposes. Not all appraisers can claim this.