About Us

                                                                                                                  B.N. APPRAISALS INCORPERATED

 Established 2007

B.N. Appraisals, Inc. is a provider of real estate valuations for the mortgage lending marketplace and more.  With years of experience in both the mortgage and valuation business, B.N. Appraisals Inc. has a proven track record of reducing lenders time, efforts, and costs in managing the appraisal process.  Additionally, B.N. Appraisals, Inc. has performed a variety of valuations for the legal community. 

B.N. Appraisals, Inc. was established in 2007 and is owned by Robert “Bob” Mossuto Jr. 

After retiring from a 22 year career in the US Army in 1996, Bob entered the real estate industry and has since worked as a loan originator with World Savings and Loan and Pacific Mortgage Corporation, as a property manager for Holkhold Developments, and began appraising residential real estate as an apprentice in 2002 with Berg Appraisal Service PC in Spokane, WA.  After receiving state certification in 2006, Bob requested and was accepted for placement on the FHA roster.  In 2007 B.N. Appraisals, Inc. was approved by the state of Washington and the company began operation in May 2007.  After the decline in appraisal demand in the greater Spokane WA area, the company was moved to Seattle WA in September 2008 and successfully operated there for 5 years.  The company was moved to Grays Harbor County, WA in 2013 and is now located in Ocean Shores WA.   

Bob’s philosophy is that of honesty, integrity, and hard work.  He believes every appraisal is individually important to the client and to the home owner and he takes the necessary time to complete each to the best of his ability.  Bob does not “mass produce” appraisals.  Instead, He takes the required time to properly research, inspect, re-research, and write a complete, comprehensive report with the most current market data available, using the most up to date appraisal valuation tools.  Because this takes more time, Bob only commits to performing 3 to 4 assignments a week and requests compensation that is reasonable and customary.  With over 4,000 valuations completed, this philosophy has proven successful over the years.  There have been no disciplinary actions filed against Bob or his appraisal company since he began performing residential valuations in 2002 and Bob has yet to be placed on the stand to defend any valuation performed for legal purposes.