Information About the Company & It's Owner

                                                                                            B.N. Appraisals Incorperated

Established 2007

Established in 2007 and owned by Robert “Bob” Mossuto Jr. B.N. Appraisals, Inc. provides appraisals of residential real estate and vacant land, primarily for legal purposes (death in family, probate, and divorce).  B.N. Appraisals, Inc. does provide appraisals for the mortgage lending marketplace on a case-by-case basis. 

As a Senior Non-Commissioned Officer in the military, a lender and upper level manager between 1996 and 2002, and as an appraiser since 2002, my years of experience in management, the mortgage industry, and the valuation profession, as well as my appraisal skills have provided B.N. Appraisals Inc. a proven track record in providing accurate valuations at a reasonable cost, within a reasonable time frame.

After retiring from a successful 22-year career in the US Army in 1996, I entered the real estate industry and has since worked as a loan originator with World Savings and Loan and Pacific Mortgage Corporation, as a hotel manager and district manager for Holkhold Developments, and as a Operations Director.    I began appraising residential real estate as an apprentice in 2002 with Berg Appraisal Service PC in Spokane, WA.  After receiving my state certification in 2006, I requested and was accepted for placement on the Federal Housing Authority (FHA) roster.  In May 2007 B.N. Appraisals, Inc., was approved by the state of Washington and began operation.  After a decline in appraisal demand in the greater Spokane WA area, the company was moved to Seattle WA in September 2008 and successfully operated there for 5 years.  The company was moved to Grays Harbor County, WA in 2013 and is now located in Ocean Shores WA.  

My philosophy is that of honesty, integrity, and hard work.  I believe every appraisal is individually important to the client, buyer, and/or seller and I take the necessary time to complete each appraisal to the best of my ability.  I do not “mass produce” appraisals.  Instead, I take the time required to properly research, observe, re-research, and write a comprehensive appraisal report with the most current market data available, using the most up to date appraisal valuation tools.  Because my methods take more time, I only commit to performing 3 to 4 assignments a week and request compensation that is reasonable and customary, as provided for by U.S. Code.  With over 6,000 valuations completed over the years, this philosophy has proven successful, as there have been no disciplinary actions filed against me or my company since I began performing residential valuations in 2002.  I should also note I have attended court hearings and been placed on the stand, successfully defending my valuations performed for legal purposes.  Not all appraisers can claim this, because not all appraisers will provide services for divorce or probate cases.